Balázs BarnaTransferWise, Engineering Lead of European Markets

Balazs graduated from the Corvinus University of Budapest in Business Information Systems (BSc),
and Computer Engineering (MSc) from Pannon University. He started his career as a software engineer at Morgan Stanley, and then joined MSCI to rebuild it's Corporate Events platform. Currently he is leading the European Markets team at TransferWise, working on the mission to make transfers instant and eventually free.

László BaloghDeputy State Secretary, Ministry of Finance

Mr. László Balogh is Deputy State Secretary, responsible for Financial Policy Affairs at the Ministry for National Economy (January 2014- ). He is member both the EU and the OECD Economic Policy Committees, and the Financial Stability Board’s Regional Group in Europe.
Formerly he was working with the Hungarian Financial Supervisory Authority (HFSA) at the post of Vice President, responsible for Supervisory Policy, Risk Analysis, Regulation, International Affairs and Financial Consumer Policy, (2010-2013). He also had a supervisory background from an earlier time, he was Managing Director at the HFSA, between 2001 and 2004.
He spent more than five years at Magyar Nemzeti Bank as Senior Advisor in International Affairs (2005-2010), dealing mostly with EU and payment system issues.
Back in 2001 he was appointed Government Commissioner for Anti Money Laundering Policy, to coordinate the reform of the Hungarian AML regime until 2013.
He spent most of the 1990’s in Paris first as Counselor (1991-1993), than Minister Plenipotentiary, Negotiator in Chief for Hungary’s OECD Accession, (1994-1996) and later as Ambassador, Permanent Representative of Hungary to the OECD,  (1996-1999).
He has written into a number of books and publications, for example the    
Handbook of Central Banking and Financial Authorities in Europe, London 2005, (Author of one chapter)
Aligning Financial Supervisory Structures with Country Needs, (Author of one chapter), World Bank, Washington D.C, 2004.
Magyarország 20 éve az OECD-ben (Hungary’s Twenty years in the OECD) (co-author), Budapest, 2016.

Lajos BarthaCEO, MNB

He has been the Director of the Financial Infrastructures Directorate in the Magyar Nemzeti Bank since November 2007. The division is responsible for regulation and supervision of payment services, oversight of clearing and settlement systems, and plays an active role in the development of the Hungarian payment and securities clearing and settlement infrastructures. He has been member of the ESCB Payments and Securities Settlement Committee and chairman of the Hungarian CSD’s (KELER Zrt) supervisory board. He has been working for Magyar Nemzeti Bank since 1998 and has held different positions in the financial infrastructures directorate. Before joining Magyar Nemzeti Bank, he worked for Arthur Andersen, the Hungarian State Holding Company, a commercial bank and in DG Payments Systems in the European Central Bank.

Tamás BíróFounder and chief marketing officer, Barion

Founder and chief marketing officer of Barion, a company ready to disrupt the electronic payment industry. Together with his partner, they wish to conquer the world with their bank card payment solution with a radical pricing scheme and a special business model. Graduated as an engineer at Nottingham Trent University, founding the web developer company Sense/Net with his fellow students; Barion was established as a spinoff venture. Ever since the dawn of Internet, he’s been engaged with web development and e-commerce; first focusing on the technical, later on the marketing aspects. In addition to Barion, he’s an avid evangelizer of Lean, Agile, and Scrum approaches and he incessantly wants to change the way people think. In his free time he loves to cook exotic meals and learns Latin dances.

Ferenc Böle
OTP Bank, IT Project Management and Methodology Directorate

Ferenc has started his career in 2001 at Ernst&Young and started to work in the banking industry in 2005 at K&H Bank. Then he was working for Ness Hungary as senior consultant, and CIB Bank where he led IT Development before he joined OTP Bank in 2015.
He has solid experience in project management and banking IT architecture, and now is responsible for the project portfolio and strategic IT initiatives at OTP Bank.

Balázs CzímerMcKinsey & Company, partner

Balázs brings deep experience in advising major financial institutions on strategy, risk, and operational and organizational transformation. He is a leader in McKinsey’s Risk Management Practice.
Balázs has helped design and deliver far-reaching transformation programs for several leading financial services companies across Europe. Working with an Eastern European banking group, for example, he helped shape a large-scale collections transformation program across its subsidiaries—both retail and corporate.
For another major bank, Balázs developed a Lean transformation program focusing on customer care units including call centers, branch offices, and collections; the effort identified 20% in cost-saving opportunities. For a major universal bank, he designed a comprehensive change program to drive cultural and organizational renewal. And for a large Eastern European financial institution, he steered a turnaround strategy to mitigate risks from its legacy non-performing loan portfolio and to re-launch growth in key segments.
His other experience includes planning and helping manage the separation of the “bad bank” function of a major Eastern European bank. This assignment included shaping strategy, strengthening operations, and ensuring legal compliance.
Prior to joining McKinsey, Balázs worked for Raiffeisen Bank in Budapest.

Ferenc FazekasDeputy CEO of CHERRISK (CIO of UNIQA Biztosító Zrt.)

Ferenc Fazekas has been the CIO and Managing director of UNIQA Biztosító since 2013 and he has been working on the project for more than three years now. He started his carreer as an IT specialist in 1996. He graduated from Budapest University of Technology and Economics as an informatic engineer and in 1998 he graduated from Corvinus University Budapest as an economist. He mostly worked as a CIO since the early 2000s, he spent more than 15 years in the financial sector and had been working for international companies such as GE, Groupama, ALCOA. He collaborated on several international IT projects and co-founded multiple companies. Other than the direction of the IT,  he led the logistics, quality assurance departments and PMOs.

Etienne GoosseEuropen Payment Council

Etienne Goosse has extensive professional experience across different sectors in the payments industry. He started his career with the Belgian central bank. He held executive positions at eurocheque International, Europay International and MasterCard Europe. In his previous assignments, Mr Goosse’s responsibilities included franchise management, legal and regulatory affairs, stakeholder management as well as finance and administration. He also has an extensive track record in managing governance as well as European and public affairs.

Balázs HaveldaDeputy CEO, Diákhitel Központ Kft.

Havelda Balázs is the CFO, and Deputy CEO of Diákhitel Központ Zrt. Following his Masters degree from Budapest Corvinus University he worked for Diákhitel Központ and Citibank. In2005 he joined Diákhitel Központ again and he has been working on managing the Hungarian student loan scheme in several positions with continously expending responsibilities for 13 years now. Currently he is responsible for treasury, controlling, BI, risk analyis, finance, accounting and procurements. He has two sons.

Márk HetényiVice president, MKB Bank

Earned his „Bachelor of Business Administration” degree, majoring in accountancy and economics, at the Georgetown University (USA) School of Business in 1997. Winner of the professional prize of the University. Obtained his “Master of Science” degree, majoring in computer engineering, at the Santa Clara University (USA), School of Computer Engineering, in 2004.
Started his career in 1997 at PriceWaterHouseCoopers Ltd. as Senior Accountancy and Advisory Manager. In addition to his auditing work he was in charge of complex, primarily M&A counselling tasks in Hungary and in Silicon Valley, California. From 2005 he supervised a staff of more than 300 as regional vice president – director of finance of
the units in Europe and the Middle East of Flextronics International, a multinational firm exceling in design, manufacturing and logistics.
Joined the team of the MKB Bank from February, 2015, first as deputy CEO, Finance and Operations then from 2016 as deputy CEO, Retail and Digital and has also been in charge of Strategy as well from
2017. After helping in the rehabilitation of the bank, its financial and cost structure, currently his key tasks include the digitalization of the bank, invigorating the Retail division and the introducing the Core system. Has been on the Board of the Bank since July 23, 2015.
Active in social and public life – served for 6 years as member of the Board of Directors of the American Chamber of Commerce and has supported the growth of volleyball for the 2nd year now working on the Board of the Hungarian Volleyball Federation.
Spends his free time with his family, his three children and wife, sports and reading.

László SárköziHead of Department, MKB Bank

Laszlo graduated at the Technical University of Budapest as M.Sc. in Computer Sciences in 1998, and spent the first two decades of his career in the telecommunications sector. He started at Telenor Hungary (Pannon GSM that time), where he spent 18 years in various expert and leader. As an IT architect and technical lead he worked on the selection and  implementation of several key IT solutions (customer administration and billing, CRM, data warehouse, ERP, application integration) for the telco company. Later he became the Chief IT Architect, and head of the Development Strategy, leading the architecture team, IT financials, IT portfolio management. Until 2013 he was responsible for the company level PMO and business analyst pool as well. In 2013 he changed to T-Systems Hungary,  where he leaded the company’s internal IT development and infrastructure. Since May 2017, he’s leading MKB’s IT Architecture and Portfolio Office. His area works on modernizing the bank’s IT solutions and leading innovation in close cooperation with MKB’s Fintechlab.

Balázs SzebellédyHead of consulting, CAPSYS

He graduated at the Budapest University of Technology and Economics as Electrical Engineer (MSc) and MBA. The career was started in 2000 as IT project manager, then he worked in various business development and management positions, and in recent years as a consultant.
The banking experience was earned at KÜRT, Capgemini and KPMG and now at Capsys Informatics, as Head of Consulting. It means deep dive in complex banking mandates, primarily in the field of PSD2, instant payment and business consulting.

László SzűcsEuropian Champion of Public Speaking

Public speaking put me in prison. It all started in 2013, when I attended my first TM meeting, I was asked to participate in Table Topics. I got a sentence to speak about: "The most embarrassing moment ...". I realized that I am there, real time, but I didn't have the courage to speak about it. As an engineer, boxer and technical leader, I didn't know why it was so frightening. It was such a bad experience that I didn't show up for two months. However, my friend convinced me to give it another shot. I went back to face my challenges of public speaking, but the reason that made me stay was the community. I started to compete immediately as I considered it as the fast track to improve my communication skills. This year I won the D95 district contest in international speech contest. This was  my third competition season. Many people helped me on this journey. It was one hell of a ride. I placed 3rd in the semifinals  of World Championship of Public Speaking 2016 in Washington DC. Now I train companies, students and even inmates in prison for public speaking. My mission is to help people to share their interesting, inspiring and valuable stories.

Örs Országh
Deputy CEO, Blockchain Competence Center Ltd.

Örs started his career at Magyar Telekom as a IT-economist graduate. After 8 years he moved to the area of innovation and business development and he became a dominant figure of the creation of Hungarian mobile payment. Currently Örs is responsible for the innovation activities of InterTicket - the main player of event ticketing. Besides he is working on the strategy and the opportunities of blockchain technology in Hungary as deputy CEO at Blockchain Comptence Center.

Remco Veenenberg
W.UP: Digital Banking, Int. Sales Evangelist

Remco is passionate about digital disruption & worked in startups focusing on emerging technologies for 5 years, most recently established more than 40+ applied Artificial Intelligence communities worldwide as part of the core team of CITY.AI before evangelizing the use of data and machine learning for retail banking with W.UP.

Ambassador for Revolut, Founder of Budapest AI and previously co-founded 2 digital health startups.

Dr. Tuan Anh TrinhAssociate Professor, Head of Corvinus Fintech Center

Tuan Trinh received his Ph.D. (cum laude) in Computer Science from the Budapest University of Technology and Economics (BME) in 2005. He is an MIT certified Fintech professional. He is currently the Head of Corvinus Fintech Center (Corvinus University of Budapest) and Director of FINTECH Working Group at IVSZ - IT Association of Hungary.  He has advised the European Commission on Future Internet technologies, blockchain technology, network economics, cybersecurity, privacy and protection of personal information.
He has been invited as a visiting scientist at Ericsson Research Budapest (Hungary), British Telecom (UK), Viettel Corporation (Vietnam), Eurecom Institute (France), University of Luxembourg (Luxembourg), University of Bern (Switzerland), ILNAS Luxembourg, ETH Zurich (Switzerland), Oxford University (UK) among others. He is a professional member of the ACM and an affiliate of the IEEE Computer Society. Tuan Trinh is a MIT Certified Senior Cybersecurity professional. His Erdős number is 3.

Dr. József Czímer
Capsys London Office

Jozsef started his career in the National Bank of Hungary working in international money market operations. Later he joined the regulations department where he had the opportunity to manage a considerable part of the country’s banking devolution reform by organizing the handing over of foreign currency operations by the National Bank to the new commercial banks.

Still as a regulator he started to deal with bank card operations. Later, as a deputy CEO of the new IBUSZ Bank he had the opportunity to manage the country’s then largest card acivity.  Having an innovator’s view he started to deal with e-money operations already in the 1990s by exploring possibilities. Later he became to be an expert of this subject lecturing in the Central Europen University on it and advising several companies including the Hungarian Post and SenseNet Ltd. The latter later became to be the issuer of the first and only Hungarian e-money, Barion. Applying his expertise Jozsef took part in the working out of the European E-money Directive as well.

In 2010 as the CEO of HFR, Budapest he started to work on a kiosk based payment system which was implemented in 2013 in the country. Having successfully finished the project he moved to London to manage Intersoft London Office working together with VocaLink on different projects including the marketing of the Immediate Payments System and mobile payment systems based on the instant payment solution.

For the time being he is the manager of the Capsys Informatics London Office and responsible for instant payments services professionaly and also for the VocaLink and ACI Worldwide partner relationships.



If you need any further information, please contact:


András Gáspár

+36 1 225-0042